Many people have health insurance for themselves and maybe wonder what about health insurance for their pets. There are many great benefits of having pet insurance both for your furry family member and your peace of mind. This article will cover some of the benefits of pet insurance for your pet.
What are the Benefits of Pet Insurance?
Many people already have health insurance plans for themselves. When looking at health insurance for your pets, there are many great reasons to have pet health insurance.
Here are the 10 most common reasons you need pet insurance :
#1 Pet insurance saves you money.
When your pet is sick, you can use their health insurance plan to save you money. This is often one of the most obvious benefits of pet insurance and the first thing people think of when investing in a plan. Depending on what company you have a plan with, there is usually a small deductible that you have to meet. After meeting this deductible, the insurance plan will then pick up a certain percentage of the vet bill, and you will pay the rest (which is often significantly less than what you would pay if you didn’t have pet insurance).
#2 Pet insurance allows you to focus on your pet’s health.
By having pet insurance, you can focus more on the health of your pet and less on the cost of veterinary care. You will be able to afford your dog to have the costly surgery that they need instead of worrying about where you are going to get the money to pay for the procedure. Peace of mind is one of the best benefits of pet insurance!
#3 Pet insurance increases your options for treatment.
Pet insurance will allow you to be able to choose and afford many different options. You will be able to provide life-saving surgeries or chemotherapy. Without insurance, these will cost you thousands of dollars or may not even be affordable.
#4 Pet Insurance saves you money on expensive treatments.
When your pet is hospitalized, the insurance company will help cover the cost of the vet stay and any testing that is needed. No more worrying about whether you can afford an expensive but effective treatment for your furry family member!
#5 Pet insurance allows you to be able to pick your vet.
Unlike human health insurance that requires you to see specific doctors, one of the benefits of pet insurance is it gives you the freedom to choose what doctor you want to treat your pet. You also do not need a referral from a doctor to see a specialist. This is very beneficial for after-hours and holidays, as the specialty hospitals are the only ones open during this time. It also allows you to be picky about who is treating your pet, so you can find a veterinarian who is a good fit for fido’s temperament and veterinary needs.
#6 Pet insurance is obtainable for all pets.
Even if your pet is older, you can still get coverage for them at affordable rates. Pet insurance companies do not discriminate against different breeds or the age of your pet.
#7 Pet insurance gives you peace of mind.
By having pet insurance, you are providing yourself with peace of mind that if anything does happen to your pet, you can afford to take care of them. Many pet insurance policies will reimburse about 80% of the cost after you meet the deductibles. This isn’t only great for your wallet, but can also ease much of the stress that happens when your pet needs veterinary care.
#8 Pet insurance helps budget the cost of pet care.
When you pay for your pet insurance, you are helping spread the cost of pet care out over a few months rather than having to find a large sum of money in an emergency situation. Life is unpredictable, but one of the benefits of pet insurance is it can help you budget for any surprise veterinary expenses while balancing finances in other aspects of your life.
#9 Pet insurance keeps you from using your savings.
When events happen, you do not have to drain your savings account to pay for your pet’s care. Some people will try to have a savings account designated for their pets but will frequently use that money to pay for unexpected major expenses such as car repair with money meant for pet care.
#10 Pet insurance gives you the freedom to pick your plan.
Most pet insurance companies will offer different types of policies. Some of these just cover major medical expenses, and others will cover all vet visits.
Of course, these are just a handful of the benefits of pet insurance. Investing in a pet insurance plan for your dog or cat is truly invaluable, and your veterinarian can help you understand even more specific benefits of pet insurance.
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